Retirement Strategies

Retirement strategies and tips to assist in shaping your financial future.

General Retirement Strategies

Transitioning into retirement? Start to get your buckets in place early.

Transitioning into retirement? Start to get your buckets in place early.

(Reading time: 2 - 4 minutes)

Don’t put all your eggs in the one basket. Us planners use the word diversification to explain this concept.

Rising importance of aged care planning
Featured

Rising importance of aged care planning

(Reading time: 2 - 4 minutes)

You may have parents who live on their own but because of failing health they need support to help care for themselves or it may be that they cannot look after themselves anymore and need to move to a home that can.

Sacrifice pre-tax salary into super

Topping up super with ‘catch-up’ contributions

(Reading time: 3 - 5 minutes)

If you have not fully used your concessional cap in a prior financial year, you may be eligible to use these unused carried forward amounts in a later year.

Smart super strategies for this EOFY

Smart super strategies for this EOFY

(Reading time: 3 - 6 minutes)

Want to help boost your retirement savings while potentially saving on tax? Here are five smart super strategies to consider before the end of the financial year.

Top-up your super with help from the Government

Top-up your super with help from the Government

(Reading time: 3 - 5 minutes)

If your income is under a certain threshold, then making personal after-tax super contributions could enable you to qualify for a Government co‑contribution and take advantage of the low tax rate payable in super on investment earnings.

Sacrifice pre-tax salary into super

Sacrifice pre-tax salary into super

(Reading time: 3 - 5 minutes)

Contributing some of your pre-tax salary, wages or a bonus into super could help you to reduce your tax and invest more for your retirement.

Splitting your super contributions to your spouse

Splitting your super contributions to your spouse

(Reading time: 4 - 7 minutes)

Splitting super contributions to your spouse’s super account may help to boost their retirement savings and provide a range of other benefits.

Tax deduction for your super contribution

Steps to claiming a tax deduction for your super contribution

(Reading time: 6 - 11 minutes)

You may be eligible to claim a tax deduction if you make a personal contribution to superannuation. There are some important steps you need to follow carefully and specific timeframes to take action.